“I had perfect
credit until the divorce. Trying to pay all the household expenses
on my own doesn't leave me any money for the old bills. The
bill collectors won't work with me — all they do is threaten
to file suit.”
“My
husband was hurt on the job and was out of work. Now we're behind
on the truck and the medical bills are pouring in. If the dealer
repossesses the truck, he won't have a job. What can we do?”
“Bill
collectors call day and night, threatening to garnish my wages
and scaring my wife. They call at work and my boss is upset.
I need to stop this nightmare.”
“I've been
sending money to my elderly parents to help them out. Now I'm behind on my house payments and the lender wants all the past-due payments now or they will foreclose. I have some extra money to catch up, but I can't do it all at once. I need time!”
“When I lost
my old job, I got behind on my bills. I'm working again, but
I don't make as much. I'm making my minimum payments on my credit
cards, but the interest rates keep going up. I'll never catch
up!”